Health and dental
Manulife CoverMe
Healthy people who can answer a medical questionnaire.
You complete a medical questionnaire. A pre-existing condition can be excluded, the premium can be rated, or the application can be declined.
Higher maximums if you qualify. ComboPlus Enhanced goes up to $10,000 a year for prescription drugs. The rate is usually lower when you are healthy. It does not cover conditions you already have.
Tiers: DrugPlus, DentalPlus, ComboPlus
Suggested from your answers
Manulife CoverMe
Someone whose employer or group benefits just ended.
Guaranteed acceptance, no medical questions, if you apply and pay within 90 days of the group plan ending. Eligible pre-existing conditions and current medications are covered.
It closes the gap after a job ends. Drug and dental limits sit in four tiers: Basic, Enhanced, EnhancedPlus, and Premiere.
Tiers: Basic, Enhanced, EnhancedPlus, Premiere
Manulife CoverMe
Chronic conditions, and the FollowMe window has passed.
No questionnaire, no exam, and acceptance is guaranteed.
Pre-existing conditions can be covered, with lower caps. Prescription drugs are about $2,500 a year. The premium is higher for the amount of cover.
Tiers: One enhanced plan
Start with
Flexcare
Healthy people who can answer a medical questionnaire. You marked prescription drugs, dental as the care that matters.
Quote Flexcare